Learn which insurance to choose when renting a car in Cyprus. Rentamania LTD explains CDW, excess amounts, and how to avoid unexpected costs.

15/06/2026, 20:21 | Rentamania LTD Team

Not sure what insurance you need when renting a car in Cyprus? Learn the difference between basic coverage and CDW, understand excess amounts, and discover why additional protection can save you money and stress during your holiday.

CAR What Insurance Should You Choose When Renting a Car in Cyprus?

One of the most common questions we receive at Rentamania LTD is:

"What insurance should I choose when renting a car in Cyprus?"

Our recommendation is simple: choose the highest level of protection available and always check the excess amount before signing the rental agreement.

01 What Insurance Is Included?

Most rental cars in Cyprus include third-party liability insurance as part of the rental price. This covers damage caused to other people, vehicles, or property if you are responsible for an accident.

However, basic insurance does not always fully protect you against costs related to damage to the rental vehicle itself. This is why additional protection, such as a Collision Damage Waiver (CDW), is often worth considering.

02 Why We Recommend Additional Coverage

Based on our experience at Rentamania LTD, tourists are generally careful drivers. Most visitors are driving on unfamiliar roads and often on the left-hand side of the road for the first time, so they tend to be cautious and attentive.

The reality is that accidents can happen even when you are driving responsibly. Unexpected situations involving other road users, parking areas, or minor damage can quickly turn into an expensive inconvenience if your insurance coverage is limited.

Tip: For many travellers, paying an extra €10–20 per day for enhanced protection is a small price compared to the potential costs and stress of dealing with an accident during a holiday.

03 Pay Attention to the Excess

When comparing rental offers, do not focus only on the daily rate.

Always check the excess, also called the deductible — the amount you may be required to pay if the vehicle is damaged.

Example:

Two rental companies may both offer CDW coverage, but one may have an excess of €1,500, while another has an excess of only €300.

A lower excess usually means better financial protection and greater peace of mind.

04 Our Advice Before Collecting Your Vehicle

Before collecting your vehicle, make sure you understand:

✓ What insurance is included.
✓ Whether CDW is available.
✓ What the excess amount is.
✓ Which parts of the vehicle are excluded from coverage.

A few minutes spent reviewing these details can save you significant expense and inconvenience later.

INFO About Rentamania LTD

Rentamania LTD is a local car rental company based in Chloraka, Paphos. Drawing on our experience serving visitors across the Paphos region, our advice is straightforward: choose the best insurance protection available, understand your excess, and enjoy your holiday with confidence.